Construction Financing Ontario

Ontario Construction Loan & Rental Development Financing

CMHC-insured and conventional construction financing for Ontario purpose-built rental projects. We structure your construction loan with takeout financing built in from day one โ€” so you close once, not twice.

Construction Financing โ€” Key Terms

Loan typesCMHC + Conventional
Project typesRental & Mixed-Use
Draw structureProgress advances
Takeout financingStructured upfront
Lender panel10+ lenders
FSRA licensedLic.#13169

Loan Options

CMHC & Conventional Construction Financing

We access both CMHC-insured and conventional construction products โ€” and structure the right solution based on your project size, timeline, and long-term financing goals.

Conventional

Conventional Construction Loan

For projects that don't fit CMHC criteria or require more flexibility. Conventional construction financing with conventional or insured takeout options.

  • More flexible underwriting criteria
  • Suitable for mixed-use and commercial projects
  • Faster approval timelines in some cases
  • Access to private and institutional lenders
  • Bridge-to-permanent structures available
  • Best for complex or non-standard builds

Our Process

How We Structure Your Construction Deal

1

Project Feasibility Review

We review your plans, pro forma, and site details to assess CMHC eligibility and optimal financing structure.

2

Structure Construction + Takeout

We design the full capital stack โ€” construction facility, draw schedule, and permanent takeout โ€” before going to lenders.

3

Lender Placement

We go to our 10+ lender panel to secure the best construction terms and lock in your takeout commitment simultaneously.

4

Manage Through to Close

We coordinate lender, CMHC, solicitors, and inspectors through the construction period and into your permanent mortgage.

Tell Us About Your Construction Project

We'll review your project details, assess CMHC eligibility, and outline the optimal construction financing structure โ€” at no cost.

FSRA Licensed ยท Lic.#13169 ยท We respond within 24 hours ยท No obligation