Strategic financing solutions for multifamily acquisitions, construction projects, and CMHC MLI Select takeouts. Haystax Mortgage Canada helps Ontario developers and investors optimize their capital stack and maximize returns.
We specialize in commercial real estate financing structures that maximize leverage, minimize cost of capital, and position your project for long-term success.
Financing for apartment buildings, purpose-built rentals, and value-add repositioning projects across Ontario. We understand apartment underwriting inside out.
Get Qualified →Bridge loans and construction-to-permanent financing for new multifamily development. Structured draw schedules with clear CMHC takeout pathways from day one.
Get Qualified →Specialized expertise in affordability, energy efficiency, and accessibility incentives. We optimize your MLI Select score for maximum financing advantage.
Learn More →Optimize your capital stack after stabilization with CMHC takeout solutions. Strategic refinancing that unlocks equity and funds your next acquisition.
Get Qualified →CMHC MLI Select uses a points-based system to reward affordability, energy efficiency, and accessibility commitments. Developers who understand this program unlock financing advantages most brokers don't even know exist.
Below-market rents qualify for significant points. We model the optimal affordability mix for your project financials.
GHG reduction and energy certifications earn valuable points. We align your construction specs to maximize this scoring category.
Accessible unit design earns bonus points. Small pre-construction design decisions can dramatically improve your total score.
Not just another broker — your strategic financing partner from acquisition through stabilization and refinance.
We understand Ontario's multifamily market from GTA to Hamilton to Kitchener. We know which lenders are active, what they want to see, and how to position your deal for approval.
We specialize in CMHC MLI Select optimization and bridge-to-permanent strategies. We speak the language of complex deals — capital stacks, DSCR, draw schedules, and takeout timing.
Strong relationships with lenders, developers, and commercial Realtors built over 10+ years. Your deal gets priority attention, creative structuring, and direct lender access.
We'll review your project and show you exactly how acquisition financing, construction lending, and CMHC MLI Select can work for you.
Haystax Mortgage (ON) Inc. Lic.#13169 — FSRA licensed brokerage serving Ontario real estate investors and developers.